Personal Checking

At Royal Credit Union, we offer a variety of checking account options designed to fit a wide range of banking needs. Whether you prefer to write checks or conveniently manage your accounts online, we have solutions to suit your banking needs.
Get started today by speaking with a Client Services Representative at your local Royal Credit Union branch.

Click on the Account Type below to view additional account details.

Compare Personal Checking Accounts

Account Type	Minimum to Open Account	Interest Earned	Average Balance to Avoid Service Charge	Transaction Limitations
Personal Checking	$100	No	$1,000	Unlimited
Lifeline Checking	$100	No	$100	Limited to 6 Checks per Statement Cycle
Personal Interest Checking	$100	Yes	$2,000	Unlimited
Privileged Checking	$100	No	None	Unlimited
Premier Personal Interest Checking	$1,000	Yes	$25,000	Unlimited
Direct Deposit Checking	$100	No	None	Unlimited

We Make Electronic Banking Easy!

All of our personal checking accounts include these features:

• Visa^® Debit Card

• No transaction fee charged at Royal Credit Union and AllPoint ATMs

• Online Banking and eStatements

• Electronic Bill Payment

• Mobile Banking and Mobile Check Deposit

• Combined Statement Available with Checking or Savings Account with Identical Ownership

Call your local branch to learn more about these additional services:

• Safe Deposit Box (subject to availability)
• Automatic Transfer Between Royal Credit Union Accounts
• Consumer Domestic and International Wire Transfer

Account Disclosures